Ammar is the Group Chief Risk Officer at Karandaaz Pakistan, a UK FCDO and BMGF backed entity that focuses on enabling access to finance for Small & Medium Enterprises, and digital financial inclusion. Previously, he has worked with the largest asset manager in Pakistan as a Chief Risk Officer, as well as at HSBC in varying roles in sovereign risk assessment, and credit risk. In addition, he has been a consultant to multiple energy projects, from coal mines to LNG power plants, and terminals, with an accumulated ticket size of more than US$10 billion. Having worked in projects across the energy value chain, Ammar has an in-depth understanding of the intricacies of the sector.

A Chartered Financial Analyst, as well as a certified Financial Risk Manager, with a graduate degree in macroeconomy policy — Ammar has worked across the spectrum of financial institutions, from banks, to public equities, private equity, and impact investment, as well as in energy. Ammar also recently completed a highly competitive certification in Sustainability and Climate Risk, expanding his knowledge base to critically assess, evaluate, and configure policies in view of an omnipresent climate risk.